DXC has launched CoreIgnite, a revenue orchestration platform for financial institutions designed to link banks with fintech networks through a single connection point.
The platform works with DXC's Hogan core banking system as well as non-Hogan environments, allowing institutions to add fintech services without replacing existing core systems. It uses prebuilt integrations and real-time orchestration to connect banks to payment networks, digital asset ecosystems and embedded finance services.
The launch comes as banks face pressure to offer newer financial services while managing ageing technology estates and multiple integration points. Many institutions have had to build custom links to individual providers, adding cost and operational complexity when introducing services such as Buy Now, Pay Later products, digital asset functions and broader payment options.
CoreIgnite is intended to sit between a bank's core systems and external providers. DXC says the platform supports use cases including embedded finance, BNPL services, digital assets and payment orchestration across ACH, RTP, wire and card networks.
The pre-integrated partner network includes Ripple, Splitit and ArcOne, giving financial institutions a single access layer instead of requiring separate integrations with each fintech partner.
DXC has positioned the launch within its GrowthX business, which focuses on software and platform products for industry-specific markets. In banking, the company is best known for Hogan, its core banking platform, which supports more than 300 million deposit accounts and more than USD $5 trillion in deposits worldwide.
In Australia, Hogan has a significant presence among large banks, including Westpac, ANZ and Suncorp Bank. That installed base gives DXC an existing route into institutions that want to add newer services while keeping their main banking infrastructure in place.
Modernisation route
For banks, a central issue is how to modernise incrementally rather than replace core systems outright. Large-scale core banking overhauls are often costly, lengthy and difficult to execute, particularly for institutions that must keep payment, deposit and customer systems running without interruption.
CoreIgnite is designed to reduce that burden by acting as a composable orchestration layer. Instead of rebuilding the core stack, banks can use the platform to connect services, manage workflows, and expand or switch providers as business needs change.
DXC also says the product streamlines access to fintech services, from onboarding and eligibility checks to payments and partner management. The platform is being pitched not only as a connectivity layer, but also as a way to coordinate financial products and processes across providers.
Competitive pressure
The banking sector has come under growing pressure from fintech firms and changing customer expectations in areas such as real-time payments and embedded finance. Banks are also assessing how to respond to digital assets and stablecoin-related services, even as adoption and regulation continue to develop unevenly across markets.
Against that backdrop, technology suppliers have increasingly focused on tools that let established institutions connect to external partners more quickly. The idea is that banks can test or launch new services with less bespoke development work while preserving the systems that continue to handle core deposits, lending and transaction processing.
DXC says CoreIgnite was built by its engineering teams and draws on its banking experience. It argues that a single orchestration layer can help institutions manage integration complexity while broadening the range of services they can offer.
Sandeep Bhanote, Global Head and General Manager of GrowthX at DXC, said the company sees demand from financial institutions for a faster route into fintech ecosystems.
"CoreIgnite provides fintech infrastructure for financial institutions looking to innovate faster, scale more flexibly, and compete more effectively in the digital banking economy. With our secure, composable, API-first platform, banks can connect new capabilities, orchestrate financial workflows, and activate digital financial services without disrupting the core systems they rely on every day. By decoupling innovation from the core, institutions can reduce integration complexity, move faster, and unlock new revenue opportunities at scale," Bhanote said.